Virtual currency services are provided by Zero Hash LLC. Zero Hash LLC is licensed by the New York State Department of Financial Services to engage in Virtual Currency Business Activity. Availability of virtual currency services is subject to applicable regulatory requirements, geographic restrictions, and any required approvals. Certain services may not be available in all jurisdictions.
The EDGE Boost Visa® Debit Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc., and is not available to all residents of U.S. territories. Account limits and other applicable terms are described in our Terms of Service and Cardholder Agreement and CRB Account Agreement.
Deposits to EDGE Boost are eligible for FDIC and/or NCUA deposit insurance up to $10,000,000 or more through Cross River Bank, Member FDIC, and Participating Institutions. Learn more about IntraFi® Network Deposits℠ and the network banks eligible to receive your funds.
Cross River Bank may place some or all of the funds held in your savings account(s) into deposit accounts at one or more Participating Institutions. Each Participating Institution is either (1) an FDIC-insured depository institution, where deposit insurance covers the failure of that institution, or (2) a credit union eligible for insurance through the NCUA Share Insurance Fund, where coverage applies upon the credit union's failure. Funds are insured up to $250,000 per depositor, per ownership category, per institution.
Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply to funds held at a FDIC-insured depository institution.
EDGE is not a bank and is not FDIC-insured. You are responsible for monitoring where your deposits are held — available in your EDGE Boost dashboard — to determine the extent of FDIC and/or NCUA insurance coverage available to you.
Transfer amounts and speed depend on your account tier and the receiving platform's real-time payment capability. Availability requires successful identity verification. All transactions are subject to verification, fraud and AML/OFAC checks, and may be held, delayed, limited, or rejected for compliance or risk reasons. Limits are subject to change with notice. See Terms of Service and Cardholder Agreement